This is a very easy question to answer. Maybe. Every family has different needs. When it comes to your home and your mortgage loan, we take the conversation very seriously. The old myth that you need to save at least 1% to refinance is somewhat antiquated. Our approach to mortgage lending is that it is not a […]
Accessory Dwelling Units (ADUs) are becoming more common in a lot of areas and we’re ready to help if you are interested in purchasing a home with one. ADUs can provide independent housing within a property’s existing footprint, often requiring minimal construction and no additional land. They can be a part of the main home, […]
Are you thinking about giving your laundry room a much-needed makeover? If so, now is the perfect time to re-imagine this essential space and transform it into a combination of style and functionality this winter. A thoughtfully designed laundry room not only enhances efficiency but also elevates the overall aesthetic and organization of your home. […]
Turning Your Home Into a Rental Investing in a rental property can generate steady, ongoing income. Plus, as the home appreciates you are building equity and wealth. Not only does owning an investment property require a lot of hands-on work, but there are also risks involved. As the saying goes, “no risk, no reward” so […]
For most people, buying a home is the largest purchase they will ever make. Typically, buyers take out a mortgage for this purchase, and the payment includes your principal and interest, escrows for taxes and insurances, and HOA dues if needed. This can be a lot all at once, so many of us look for […]
Do you have a to-do list of items you need to tackle around your home? Just checking one small task off as complete can help boost your confidence and motivate you to keep going. Look for one small victory every day. Take a look at your list and consider these 5 simple repairs you can […]
Investing in a rental property is a terrific way to generate steady, ongoing income. After owning this type of property for several years, it could appreciate greatly in value. In fact, some of the wealthiest people in the world became wealthy partly due to real estate investments. But investing in real estate isn’t the same […]
If you just moved into a new home and want to make some quick changes, or you’re planning to sell in the spring and want to make some simple updates, here are some ideas for those winter days when it’s cold outside and dark early! Help your utility bills Some simple projects can help cut […]
Your home is a source of generational wealth. A good mortgage specialist will be a lender for life, helping you make the best mortgage decisions to grow or leverage your equity to ensure your financial future is secure. As life changes, so can your mortgage. If you have equity in your home, you can tap […]
Thank You Veterans! We are honored to offer the VA Home Loan Program to Veterans, active military members, and surviving spouses who meet the established requirements. With great respect and in appreciation for our Veterans, we are pleased to give special savings for new VA loan applications from now through the end of 2024. Reach […]
