Buy Your Home & Cover The Renovations at the Same Time!

  • 1 time closing
  • Up to 95% Loan to value (5% down payment or equity required)
  • Minimum Credit Score: 680
  • Purchase with immediate improvements to create your dream home, OR
  • LTV = Original Loan Amount / Lesser of: “as completed” appraised value OR the sum of the Purchase Price + Total Rehab Costs
  • Fixed rate program (the rate you close at is your long term fixed rate)
  • Exceptionally competitive interest rates
  • Refinance Option: If you own the home and want to make minor/major renovations

True Story!

Lindsay was a first-time home buyer who knew exactly what she was looking for, but was having trouble finding a house that checked all of her boxes. Our reno loan program was the perfect solution. Lindsay loved the structure and the location of the home, but it needed an upgrade. Lindsay bought the home and made the following repairs to make it her dream home:

  • Upgraded the Master Bathroom
  • Added a new entryway
  • Turned a half bathroom into a full bathroom
  • Painted the interior
  • Remodeled Kitchen
  • + Much More!
 APPLY NOW or call 1-800-270-7082 for more details on how we make Renovation Loans easy!

Conventional Loan Scenario: 5% down payment on a $300,000 purchase price (Loan Amount $285,000) with a 5.375% fixed interest rate/5.913% APR for 30 years = $1,757.42 monthly payment. (^Payment is Principal & Interest + Mortgage Insurance. Does not include amounts for taxes and insurance premiums. Factoring a minimum 720 credit score.) Program terms & conditions are subject to change at any time. Final approval is subject to credit review and eligibility. This is not a commitment to lend.