Hosting a garage or yard sale is a great way to tidy up your home, make extra income, and give your gently used items a new lease on life. However, it’s essential to be aware that selling used goods and inviting people onto your property can carry liability risks.
You also open yourself up to the possibility of theft and vandalism. To prevent both, make sure to have someone else with you during the sale, keep your house locked, and limit the amount of cash on hand. Consider alternate payment options like Venmo.
TRIP AND FALL RISKS
Whenever visitors are on your property, there is always a risk for trips and falls. These accidents can occur due to uneven surfaces, cracks in the driveway, or items scattered on the lawn. To reduce the likelihood of such incidents during your garage sale, consider the following safety measures:
Select a Level Area: Set up your sale on a flat part of your yard, avoiding any slopes, elevated areas, or uneven surfaces that could lead to accidents.
Fix Loose Railings: Ensure that any loose railings on your property are repaired to prevent falls.
Organize Items Wisely: Arrange merchandise with enough space between items to allow for easy movement.
Stabilize Tables and Displays: Make sure tables and display items are secure to prevent them from tipping over and causing injuries.
Keep Items Away from Hazards: Avoid placing items too close to stairs or ledges.
Secure Sharp Objects: Store sharp items like knives and scissors out of reach of children, ideally locked away.
PRODUCT LIABILITY
Make sure the items you put out are in good working order and check for product recalls. If you know an item is defective, you could be liable for any resulting injuries. Research items or consult the Consumer Product Safety Commission before selling.
PET INCIDENTS
Pets may react unpredictably to strangers. To avoid any incidents, it’s best to keep your pets indoors during the garage sale.
FINANCIAL PROTECTION
Homeowners and renters insurance often includes liability coverage for injuries on your property. Consider an umbrella policy for extra protection. If you frequently host sales, discuss additional coverage options with your insurance provider to ensure you’re adequately protected.