Stephen Thorne

NMLS 60596, NC I-103003

I've been in the mortgage business my entire career, as a mortgage broker in Cary and a Mortgage Banker for North Carolina. Through all of the ups and downs of the industry, I’ve worked every day to provide exceptional service. To me - that means listening, understanding what your financial goals are, and finding the loan program that best fits your unique situation.

I spend most of my day on the phone with folks in North Carolina who are seeking answers: “I want to buy a home, but _______.”

Reason 1: “I don’t have a lot of money for a down payment.” There are MULTIPLE programs available that require zero money down and even Mortgage Grants that provide down payment assistance!

Reason 2: “I’ve had some credit issues in the past.” It’s okay, lots of people are in that boat. Often there are road maps we can lay out, items that need to be paid off, or extra credit that can be added. If you have middle credit scores near 600, you can typically raise your scores with our suggestions and be ready to purchase your dream home!

I’m proud to be able to offer today’s best mortgage programs and great tools that make the loan process stress-free! Along with Conventional, FHA, VA and USDA Home Loans, we also offer NC Housing Finance Agency Programs. This means that if you qualify, we can help you with a FREE Mortgage Grant Program to purchase a home! We are also one of only a few mortgage lenders in NC who offer the Mortgage Tax Credit available to those who have not owned a home in the past 3 years.

If there’s anything I can do to help you buy a home in North Carolina, or refinance to help you save money, please give me a call!

201 Shannon Oaks Cir, Ste 204
Cary, NC 27511


Office Phone: (919) 649-5058

Fax: (919) 882-8970